Comprehensive financial guidance
Every service is delivered under Liberty Group Limited (FSP 2409) after a thorough needs analysis — no generic products, no shortcuts.
Life & Risk Insurance
Protect what matters most. Risk cover designed to replace your income if illness, disability or death gets in the way — giving the people who depend on you financial certainty when it counts.
- Life cover structured to your income and liabilities
- Disability and income protection planning
- Dread disease & critical illness cover
- Business assurance and key-person cover
Investments
Evidence-based, disciplined portfolio construction built around your goals, time horizon and risk profile — for long-term wealth, not short-term noise.
- Unit trusts and multi-asset funds
- Tax-Free Savings Accounts (TFSA)
- Endowment policies for tax-efficient growth
- Regular savings and lump-sum investment structuring
Retirement Planning
A clear roadmap to financial independence — turning today's income into tomorrow's plan, with structured milestones and tax-efficient vehicles along the way.
- Retirement annuity (RA) contributions and structuring
- Pension and provident fund consolidation
- Projected retirement income analysis
- Drawdown and living annuity strategy
Estate Planning
Making sure your legacy transfers with precision — minimising estate duty, honouring your wishes, and sparing the people you love unnecessary complexity.
- Will drafting and estate structuring (with attorneys)
- Estate duty and executor fee planning
- Trust planning and beneficiary nomination
- Liquidity planning to cover estate costs