Financial Perspectives
Short takes on markets, money, and the financial decisions that matter. For in-depth topics, see the Guides.
What Is Income Protection and Do You Need It?
Your ability to earn an income is your most valuable financial asset. Income protection makes sure a disability or illness doesn't wipe it out.
20 May 2026 · Read →The Tax-Free Savings Account: South Africa's Most Underused Wealth Tool
Every South African adult can invest R36,000 a year completely tax-free. Very few are using it correctly — or at all.
18 May 2026 · Read →Estate Planning: Why a Will Is Not Enough
A will is the starting point, not the finish line. Without the right structures, your estate could take years to wind up — and cost far more than necessary.
15 May 2026 · Read →Understanding Retirement Annuities in South Africa
An RA is one of the most tax-efficient savings vehicles available to South Africans. Here's what to know before you invest.
10 May 2026 · Read →Life Insurance Is Not Just for the Wealthy
Many South Africans delay getting life cover because they think it's unaffordable. The real risk is going without it.
8 May 2026 · Read →The Power of Starting Early: How Compound Growth Works
Time is the most powerful variable in building wealth. Starting five years earlier can matter more than doubling your contributions.
6 May 2026 · Read →