Disclaimer
Keagan Schutte is an authorised representative of Liberty Group Limited. Liberty Group Limited is an Authorised Financial Services Provider (FSP no. 2409) in terms of the Financial Advisory and Intermediary Services Act 37 of 2002, and part of the Standard Bank Group.
All content on this website is general information only and does not constitute financial advice, a recommendation or a solicitation. Personalised advice is provided only after a full needs analysis. Past performance is not indicative of future results. Investments carry risk, including possible loss of capital.
Always consult directly for individual circumstances.
Complaints Procedure
If you are unsatisfied with any advice or service provided, please raise your concern directly so it can be addressed promptly – contact details are available on the Contact page.
If a complaint cannot be resolved directly, it may be referred to the FAIS Ombud or the National Financial Ombud Scheme South Africa (NFO), which handle disputes between clients and financial services providers independently and free of charge.
FAIS Ombud – 012 762 5000 · www.faisombud.co.za
National Financial Ombud Scheme SA – 0860 800 900 · www.nfosa.co.za
Clear advice starts with clear expectations. This explains how this website and any financial-planning conversations with Keagan Schutte should be understood.
General information+
Content on this website is provided for general and educational purposes only. It is not intended to be a personal recommendation, offer, solicitation or a substitute for advice based on your individual circumstances.
Financial advice+
Financial advice and intermediary services are provided only after your needs, objectives, financial position, risk profile and relevant circumstances have been considered. Product suitability is assessed as part of the advice process before any recommendation is implemented.
Products, risks & performance+
Product benefits, definitions, fees, premiums or contributions, guarantees, exclusions, limitations, tax treatment and other conditions are subject to the applicable product documentation and contractual terms. Investment values can rise and fall, and past performance should not be treated as an indication of future performance.
Contractual terms prevail+
Where information on this website differs from the applicable contractual terms and conditions, or fund rules where relevant, those contractual terms and fund rules take precedence.
Personal information+
Information submitted through this website is used to respond to your enquiry and, where applicable, to support the financial-advice process. Personal information is handled in accordance with applicable privacy and data-protection requirements, including POPIA.
Complaints+
If you are dissatisfied with financial advice or intermediary services, please first raise the matter directly so it can be addressed promptly. If a complaint cannot be resolved directly, it may be referred to the FAIS Ombud or the National Financial Ombud Scheme South Africa (NFO), which handle disputes between clients and financial services providers independently and free of charge.
Your adviser+
Keagan Schutte is a financial adviser and provides financial advice through the applicable Liberty financial-services structure. Liberty Group Limited is a licensed life insurer and an Authorised Financial Services Provider (FSP no. 2409), part of the Standard Bank Group. Terms and conditions, risks and limitations apply. For product-specific benefits, definitions, guarantees, fees, tax, charges, limitations, contributions and associated risks, please refer to the applicable product documentation and obtain personalised advice.